Terms & Conditions

These Terms & Conditions govern your use of lendlly.com and the Lendlly partner onboarding workflow. Lendlly is a direct business funding company that works with businesses through approved broker and ISO partners. Lendlly does not accept merchant applications directly through this website.

Where these terms refer to "Lendlly Parties," that means Lendlly and/or its applicable funding partners, capital providers, affiliates, servicers, assignees, or purchasers, as applicable. That defined term is used for compensation, funding, risk-review, servicing, and related operational matters only. Your contracting counterparty under the ISO Agent Sales Agreement remains Lendlly unless a specific partner is separately named as a signatory.

Nothing on this website, and nothing in an indication, quote, or pre-approval, is a commitment to fund or a binding offer. All funding programs, pricing, buy rates, commission points, positions, and terms are subject to underwriting, eligibility, documentation, and final review. Program parameters may change at any time without notice.

Submitting a partner request or completing onboarding does not create a partnership, does not constitute approval, and does not entitle you to submit files. Partner approval is at Lendlly's sole discretion.

If you are approved as a partner, you agree to represent Lendlly's programs accurately, to avoid any misrepresentation to a prospective business, and never to collect fees or compensation of any kind directly from a prospective or approved merchant for assistance in obtaining an application or approval.

You are responsible for the accuracy and completeness of every file, document, and statement you submit, including disclosure of existing positions. Stacking or undisclosed positions may affect commission and may result in termination.

Commission is governed by the Lendlly ISO Agent Sales Agreement and its incorporated Schedule A. Any quoted or anticipated commission remains subject to the final and post-funding review, adjustment, withholding, offset, recovery, and payment-timing provisions contained in Schedule A.

For transactions funded at $1,000,000 or more, payment may take longer than the ordinary payment schedule and may be held or staged pending clearance of initial merchant remittances sufficient for risk review.

You consent to transact with Lendlly electronically. Documents you sign electronically on this site are legally binding and are stored with an audit record that includes the document version, timestamp, IP address, and browser user agent. You may request a copy of any document you signed at ISO@lendlly.com.

Lendlly pricing sheets, program parameters, underwriting guidance, portal content, marks, and materials are confidential and proprietary. You may use them only to perform under an active partner relationship, and you may not publish, resell, or reverse-engineer them.

This website is provided on an as-is and as-available basis. Lendlly does not warrant uninterrupted availability or that every figure shown is current. Lendlly is not liable for indirect, incidental, special, or consequential damages arising from use of this website, to the maximum extent permitted by law.

Lendlly may revise these Terms & Conditions. Each revision carries a new version identifier and effective date. A revision applies going forward and does not alter the version you accepted at the time you signed a document.

These terms are governed by the laws of the State of California, without regard to its conflict-of-law provisions. Questions may be directed to ISO@lendlly.com.

If these Terms & Conditions conflict with the signed Lendlly ISO Agent Sales Agreement concerning the partner relationship, compensation, or other contractual obligations, the signed ISO Agent Sales Agreement and its incorporated Schedule A control.